Unlike traditional coverage, no-fault motor insurance requires drivers to file claims for compensation from their own insurance companies, regardless of which driver was at fault. Drivers can request bodily injuries compensation and recovery of medical fees only up to a specified amount. No-fault motor insurance is different from traditional motor insurance and torts, which require the driver at fault to compensate their victims. Due to this fact, many people wrongly assume that it is easy to get reimbursed by their insurers.
More often than not, people face multiple legal and statutory hurdles that compromise their compensation amount and jeopardize their case in some cases. For this reason, clients should work with a reputable no-fault insurance attorney. They can ensure you receive fair compensation without unnecessary delays. The following three reasons will demonstrate the value of working with these professionals.
They Know the Specific Laws
Attorneys are legal experts and understand the law better than most people. They appreciate the salient features of no-fault insurance and can navigate them better than people with no legal background. Laws vary from one state to the next, and reputable no-fault insurance attorneys can effectively keep up with the changes. Having someone knowledgeable on your side can help your case in more ways than one. You will get fair compensation, and the process will be smooth since these attorneys can give your insurer a hard time until they buckle.
They Can Sue At-Fault Drivers
The no-fault insurance policy covers damages up to the minimum personal injury protection amount in the policy agreement. This rule makes it difficult to sue at-fault drivers, especially when the damages exceed your Personal Independence Payment amount. However, injured parties can get additional funds if they can prove the injury was severe. The seriousness of an injury varies between states, and a local no-fault insurance attorney can help you understand your options. If they prove your injuries were severe, you can sue the at-fault driver to cover the additional bills.
Their Services Are Reasonably Priced
Many people assume that lawyers are expensive and beyond their financial reach. However, many no-fault insurance attorneys only charge legal fees after settling or winning the case. This arrangement comes in handy for injured parties that cannot afford legal service fees when filing their claims. It would help to take advantage of this opportunity and pursue your insurance cover provider or the at-fault driver for reasonable compensation. Furthermore, these advocates will pursue such cases relentlessly since their legal fees are tied to the cases' outcome.